IRA

Individual Retirement Accounts


  • Provides retirement income to supplement Social Security
  • Available to any depositor(under age 70 ½) with earned income
  • Opening deposit as low as $500
  • No set-up fees
  • Additional deposits allowed in any amount up to maximum allowed by law
  • You may choose a fixed or variable rate
  • Flexible terms 6 months, 18 months, 30 months
  • Account automatically renews at each maturity- no action required
  • Begin withdrawing as early as age 59 ½ or defer withdrawal until age 70 ½
  • Annual accounting provided reflecting all activity
  • Deposits are separately insured from your other Delta Bank Deposits up to $250,000